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​Member First Credit Union Swords

​Member First Credit Union, serving the Swords community for over 50 years. Based on North Street, Swords – Member First Credit Union provides access to competitive loan products and flexible saving accounts with the convenience of 24/7 online account access and management.​For more information and opening hours please visit
http://www.mfcu.ie/
Members first credit union Swords
​Member First Credit Union is a large credit union in Ireland, serving communities across North Dublin. It's a member-owned, not-for-profit financial institution that provides a range of services to its members. The Swords branch is a key part of their network.




Location and Services

  • Location: The Swords branch is located at 47 Main Street, Swords, Co. Dublin.


  • Key Services: As a credit union, it focuses on providing savings and loans to its members. Their services include:


    • Savings Accounts: Free savings accounts for members.


    • Loans: They offer a variety of loans, including personal loans, car loans, home improvement loans, education loans, and mortgages. Loan decisions are based on the member's ability to repay, not on their savings.


    • Online Banking: Members can manage their accounts, transfer funds, pay bills, and apply for loans online or through a mobile app.


  • Common Bond: Credit unions operate on a "common bond" principle, which means membership is open to people who live, work, or study in a specific geographical area. For Member First Credit Union, this common bond covers communities across North Dublin.




Community Focus

Member First Credit Union emphasizes its community-driven model. It's a not-for-profit organization, and any surplus profits are used to benefit members through dividends, interest rebates on loans, or by being reinvested back into the community through various initiatives.




How to Join

You can join Member First Credit Union online or in person at one of their branches. As of May 2025, visits to the branch to become a member require a pre-booked appointment.
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